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About Us

 

FRAZHER LLC is a dynamic consulting firm focused on providing advisory services in affordable housing development, financial analyses and underwriting.  

Zuleka Fraser is the founder and a Principal at FRAZHER. She has extensive experience specializing in Commercial Real Estate - Affordable Housing Development & Finance.  Zuleka has served roles throughout her career as a Tax Credit Underwriter and Bond Program Lead at a State Housing Finance Agency, Director of Underwriting at a prominent housing authority, and a Vice President at a national affordable housing financial advisory firm.

Experience

Zuleka’s experience extends from;

  • Underwriting 9%LIHTC deals during competitive rounds, 4%LIHTC deals, HOME investment program loans (HOME), and National Housing trust fund (NHTF) applications. 

  • Creation, implementation, and management of the 4% Bond LIHTC Program.

  • Writing policies in the agency’s Qualified Allocation Plan (QAP) publication. 

  •  Public housing finance and processes, including RAD conversions, mixed financed processes, subsidy layering reviews, Choice Neighborhoods program, and request for proposals /qualifications (RFP/RFQ) requests, and

  • Financial modeling and deal structuring.

 

Education

Zuleka has a Bachelor of Science degree in International Studies and a Master’s degree (MBA) in Business Administration. Zuleka is a designated Housing Credit Certified Professional (HCCP) and Rental Housing Development Finance Professional (RHDFP).  She also holds certificates in the following programs:

Rental Assistance Demonstration (RAD) Certification – Essential RAD Overview & Managing RAD Project Based Voucher (PBV), Georgia Technology Authority - Basics of Managing Projects, Real Estate Institute of Canada (REIC) in Mortgage Underwriting and Risk Assessment. 

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Our Services

“The only place success comes before work is in the dictionary.”

Vince Lombardi

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